We have insurance on our cars, cell phones, homes, even our televisions hoping we don’t ever have to use it, but we always miss the most important asset, YOU! Will our families be financially secure when we die? Or will they carry the financial burden on top of mourning the loss of a loved one?   Helping you prepare for uncertainty, as you may live too long, die too soon or become disabled. Let’s protect the life you built. 

If you have 10-30 yrs before you retire, then you are in an amazing position. Even if you have 5-10 yrs before retirement, you are in a good spot too.  One of the keys to any financial strategy is preparing for retirement. Loving your future self now to be prepared for your leisure years.  

Whether preparing to send the first - or fifth - child to college, hoping to get a scholarship or two, but just incase, its great to have a strategy for your kids future.

Do you have a will? A living will? You have to protect your hard earned assets by having a personal legacy plan to leave instructions on exactly what you want to happen with your legacy. This is a love letter to your family that will give them and you peace of mind. 

A plan to cover long-term care expenses is often overlooked but can be a key component of a solid financial foundation. Although the need for long-term care may be far into the future for many people, the time to plan for it is now – to help ensure expenses are covered if and when extended care is needed.

Small business owners need financial and insurance solutions for themselves and their employees, and they need to ensure the future security of their business. As a licensed financial professional, you can offer a variety of products and services to help them meet these needs.